Are you planning a family or are you already pregnant and without maternity insurance in Wisconsin? Don't despair. You're not alone.
According to Wisconsin Department of Health and Family Services (2004 Family Health Survey), there are over 2,000 pregnant women without maternity insurance in Wisconsin, and the number keeps growing.
Fortunately, there are several health insurance and medical coverage options available to you if you are pregnant and without maternity insurance in Wisconsin.
This guide is dedicated to helping you find the information you need in order to take good care of yourself and your baby during this critical period.
Do take your time to review the advice and tips, and check out the resources provided in this guide.
Just enter your zip code and you will be able to check, compare and find the best quotes within minutes. Make sure you check out the maternity coverage or opt for a maternity rider. And when you're ready, you can easily apply online.
Affordable Maternity Insurance Wisconsin
The best time to get maternity insurance in Wisconsin is definitely before you become pregnant. Check out the several pointers to help you find the affordable maternity health insurance.
Now, if you're already already pregnant and without maternity insurance Wisconsin, it becomes extremely challenging to find private health insurance plans that will cover you.
The great news is that you have options and there is help available from a variety of sources.
Read about the options available to in getting maternity insurance if you're already pregnant, and then come back to this guide to read more about Wisconsin-specific programs and initiatives to help you find affordable health care options to help you through your pregnancy.
Low-Cost Maternity Coverage
If you're pregnant, unemployed, or in between jobs, and are having difficulty getting maternity insurance Wisconsin, take the time to explore the resources outlined below to get help.
Special Medicaid Coverage for Pregnant Women in Wisconsin
Medicaid is a health insurance program funded and administered through a State-Federal partnership.
Through the Medicaid program, low income families as well as the elderly, disabled or women who are pregnant can avail of medical care at no cost.
If you are pregnant, Medicaid may pay for your prenatal care. If you are pregnant and HIV positive, Medicaid may pay for counseling and medication to reduce the possibility of transmitting HIV to your baby, and treatment for your HIV infection.
If you are pregnant and meet the income limits, you can get coverage during your pregnancy and for up to 60 days after your baby is born. Often, your baby will then have guaranteed coverage for at least one year.
Visit Wisconsin Medicaid or call 1.800.362.3002 to learn more about Wisconsin Medicaid and to find out if you're eligible.
Wisconsin - Healthy Start
Healthy Start is a Medicaid Program that pays for medical care for pregnant women, babies, and children under 19 years of age.
It covers most babies until they are one year of age, even if the family?s income increases.
Families with health insurance may apply. Call to enroll or for more information. 800-722-2295
BadgerCarePlus
BadgerCare Plus is a new program for children under 19 years of age, regardless of income, and families in Wisconsin who need and want health insurance.
BadgerCare Plus also offers access to comprehensive, affordable health care to many families and pregnant women in Wisconsin.
BadgerCare Plus covers pregnant women (up to 300% of the Federal Poverty Level (FPL), which is $51,510 for a family of three).
Some local community organizations will help children and pregnant women express enroll in BadgerCare Plus. Visit http://dhs.wisconsin.gov/badgercareplus/gethelp.htm for a list of these organizations or simply call 1-800-362-3002.
You know that proper nutrition is essential to your and your baby's well-being. If you're pregnant in Wisconsin you could avail of various nutrition services through the Wisconsin WIC Program.
The purpose of this Special Supplemental Nutrition Program for Women, Infants and Children (WIC) is to promote and maintain the health and well-being of nutritionally at-risk pregnant, breastfeeding and postpartum women, infants and children.
WIC provides supplemental nutritious foods, nutrition and breastfeeding information, and referral to other health and nutrition services. For more information, just call 800-722-2295
Low Cost or Free Maternity Services
If you don't have maternity insurance in Wisconsin, you can access medical services through the various federally-funded health care centers that offer check ups, treatment, and complete care when you're pregnant, as well as health care for your children.