Low cost health insurance

Low Cost Health Insurance

If you are looking for low cost health insurance plans, check out if you qualify for either Medicare or Medicaid.

Medicare

If you are less than 65 years old but have disability, you may be eligible for Medicare.

Medicare is a national program that offers hospitalization and outpatient services.

Part A (hospitalization) requires a deductible and Part B (outpatient services) requires a premium depending upon how long you've worked and how much you have contributed to Medicare from payroll deductions.

To qualify for Medicare you must be a US citizen or a permanent resident. For more information, contact the Social Security Administration at 800-772-1213, or visit http://www.medicare.gov/

Medicaid

You should look into applying for Medicaid if you have extremely low income and limited resources, disabled, or pregnant.

Medicaid is a state-administered program that provides medical care to certain individuals and families with low incomes and resources.

Medicaid covers in- and outpatient hospital services, doctor visits, and long term care services such as nursing home care or community-based care, among others.

Additional services (e.g., coverage of prescription drugs) are optional and are elected by states. Check with your respective state Medicaid office to learn about eligibility and benefits.

See more health insurance options if you're working and uninsured, or if you're unemployed or recently laid off.

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