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Affordable Arizona Health Insurance
Affordable Arizona Health Insurance Guide provides you valuable tips and resources to help you find affordable, or low-cost and even free health insurance, if you are a resident of Arizona. Before you choose a medical coverage in Arizona, we recommend that you first go through the various resources below to enable you to find the right health insurance plan, depending on your situation and health care needs. If you wish to get free, no obligation individual, family or small business quotes for Arizona health insurance plans online, just click here. Arizona Health Insurance for UnemployedIf you are unemployed or between jobs and the health insurance for the unemployed section will help you understand the various health insurance options available to you.Georgetown University has also developed a Consumer's Guide to Getting and Keeping Health Insurance in Arizona. This outlines your rights and protection under federal and state law, as a resident, if you buy, keep or switch health insurance in Arizona. You check it out at http://www.healthinsuranceinfo.net/az00.html . Affordable Health Insurance if You're working and UninsuredLearn about the various health insurance options available to you if you're employed but your employer does not provide health insurance coverage for you and your family.You can also find several affordable and low cost Arizona Health Insurance programs for Families and Children (outlined below) that you can avail of provided you meet certain eligibility and income requirements. Affordable Arizona Self Employed Health InsuranceIf you're a solo entrepreneur, here are the self employed health insurance options available for you.If you have questions regarding Arizona health insurance plans for the self-employed, you can contact the Arizona State Department of Insurance at 1-800-325-2548 or log on its web site http://www.id.state.az.us/ . Affordable Arizona Group Health Insurance PlansLearn about small business health insurance options here, if you own a small business with fewer than 50 employees.If you wish to get a free, no obligation quotes for Arizona group Health plans, just click here. You may also wish to check out Healthcare Group of Arizona, which is a state-sponsored plan designed to provide affordable and accessible medical coverage to sole proprietors and small businesses with 50 or fewer employees. HealthCare Group offers both HMO and PPO plans, and is a guaranteed issue plan, which means that no one can be turned down. Find out more HealthCare Group at http://www.hcgaz.com/main/ . Affordable, Low-Cost Arizona Maternity Health InsuranceWhile it is difficult to find companies who will insure you if you are already expecting, you definitely still have a number of options to help you get the health care coverage you need during this period. Find out where to get maternity insurance if you're already pregnant. Arizona also has a Baby Arizona program under the Arizona Health Care Cost Containment System (AHCCCS) that assist low-income, pregnant women who are uninsured. Call the Arizona Department or Health Services Pregnancy and Breast Feeding Hotline at 1-800-833-4642 for details on how to apply, and schedule a prenatal visit. While the application process typically takes about 20 days, you may be able to receive immediate care. Arizona State Health Insurance Pograms for FamiliesThrough the Arizona Health Care Cost Containment System (AHCCCS), the state of Arizona offers a number of low cost or free health care coverage programs to families and children. To qualify, individuals must be US citizens or qualified immigrants and must meet income limits.These programs are: AHCCCS Care - The AHCCCS Care program provides medical coverage, such as doctor's office visits, hospitalization, prescriptions, lab work, and behavioral health services. Kids Care - KidsCare (Arizona's State Children's Health Insurance Program) provides medical coverage for children who have had no health insurance for the last three months. Arizona Families and Children - AHCCCS for Families with Children (AFC) provides medical coverage, such as doctor's office visits, hospitalization, prescriptions, lab work, and behavioral health services to families. To qualify, there must be a child in the household under the age of 18 years (or 19 years if a full-time student). Medical Expense Deductions (MED) - provides medical coverage for individuals who do not qualify for other AHCCCS programs because their income is too high. However, they may be eligible for MED if they have medical expenses in the month of application (or the previous month) that reduce their monthly income to 40% of the Federal Poverty Level (FPL). SOBRA for Children - SOBRA provides medical coverage to pregnant women and children up to the age of 19 years. To find out more about the above programs, you can call 1-800-352-8401 (Statewide) or 602-542-9935 (Phoenix Area). You can also view the requirements at http://www.ahcccs.state.az.us/Services/CoverageGroups/Family.asp . Arizona Health Insurance Programs for SeniorsTo learn about senior health insurance, click here. This guide gives you a thorough overview of the various health insurance options available to seniors including medicare and medicaid, with an extensive section on long term care.There are numerous Arizona health insurance programs designed for seniors, including: Medicare Cost Sharing, SSI Cash/Medical Assistance Only and Arizona Long Term Care. There are other services available to seniors that are offered by various Arizona state agencies, such as: DES, Aging & Adult Administration Healthy Aging, Arizona Department of Health Services, Division of Assurance & Licensure Services. You can find out about each of these programs by following the links or calling the numbers on this site: http://www.ahcccs.state.az.us/Services/CoverageGroups/SeniorSvcs.asp
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